Side-by-side · Q2 2026 data
New Alliance Federal Credit Union vs Mercer County Community Federal Credit Union
Credit union
New Alliance Federal Credit Union
Ambridge, Pennsylvania · $100 million – $1 billion
Credit union
Mercer County Community Federal Credit Union
Hermitage, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | New Alliance Federal Credit Union | Mercer County Community Federal Credit Union |
|---|---|---|
| TellerScore | 54 (stronger) | 50 |
| Capital cushion | 37 | 58 (stronger) |
| Loan quality | 34 (stronger) | 1 |
| Earnings | 61 (stronger) | 48 |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 75 | 78 (stronger) |
| Peer percentile | 10th | 6th |
| Total assets | $113.3M | $114.7M |
| Deposits / shares | $101.5M | $102.0M |
| Capital ratio | 8.72% | 10.76% (stronger) |
| Problem loans | 1.97% (stronger) | 2.98% |
| Net charge-offs | 0.39% (stronger) | 2.91% |
| Return on assets | 1.03% (stronger) | 0.70% |
| Loans ÷ deposits | 61.6% | 43.9% (stronger) |
| Uninsured deposits | 3.9% | 0.5% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.8% | — |
New Alliance Federal Credit Union has the higher TellerScore (54 vs 50). On the 7 directional measures above (where higher or lower is clearly better), New Alliance Federal Credit Union leads on 4 and Mercer County Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.