TellerScore

New Alliance Federal Credit Union is a federal credit union headquartered in Ambridge, Pennsylvania, in business for about 91 years. At the end of Q2 2026 it reported $113.3M in total assets and $101.5M in member shares and deposits, with 2 offices.

New Alliance Federal Credit Union has a TellerScore of 54 out of 100 (below average) based on Q2 2026 data — higher than only 10% of its 1,341 credit unions with $100 million – $1 billion. Among 269 credit unions headquartered in Pennsylvania, it ranks 245th. Funding & liquidity contributes the most (99/100, 62% loans-to-deposits, 4% uninsured); loan quality contributes the least (34/100, 1.97%).

TellerScore · Q2 2026

Scorecard

Capital cushion37/100
Net worth ratio: 8.72%
Loan quality34/100
Loans 60+ days delinquent ÷ total loans: 1.97%
Earnings61/100
Return on assets (annualized): 1.03%
Funding & liquidity99/100
Loans ÷ shares: 61.6% · 3.9% uninsured
Problem-loan coverage75/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 12.49%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (55 → 54).

TellerScore
475257Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202457
Q3 202455
Q4 202448
Q1 202551
Q2 202555
Q3 202553
Q4 202547
Q1 202650
Q2 202654
Net worth ratio
7.00%7.96%8.91%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.09%
Q3 20248.38%
Q4 20248.32%
Q1 20258.53%
Q2 20258.51%
Q3 20258.91%
Q4 20258.48%
Q1 20268.46%
Q2 20268.72%
Delinquent loans (60+ days)
0.80%1.73%2.66%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.80%
Q3 20241.12%
Q4 20241.82%
Q1 20252.02%
Q2 20251.79%
Q3 20252.12%
Q4 20252.66%
Q1 20262.35%
Q2 20261.97%
Return on assets
0.20%0.65%1.09%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.20%
Q3 20240.29%
Q4 20240.29%
Q1 20250.84%
Q2 20251.03%
Q3 20251.09%
Q4 20250.98%
Q1 20261.05%
Q2 20261.03%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202654$113.3M8.72%1.97%1.03%61.6%
Q1 202650$113.3M8.46%2.35%1.05%60.6%
Q4 202547$115.2M8.48%2.66%0.98%60.2%
Q3 202553$101.6M8.91%2.12%1.09%64.3%
Q2 202555$102.8M8.51%1.79%1.03%63.6%
Q1 202551$98.8M8.53%2.02%0.84%64.5%
Q4 202448$98.8M8.32%1.82%0.29%63.7%
Q3 202455$98.0M8.38%1.12%0.29%63.5%
Q2 202457$100.1M8.09%0.80%0.20%61.7%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.72%
10th
Problem loans1.97%
6th
Net charge-offs0.39%
46th
Return on assets1.03%
67th
Loans to deposits61.6%
75th
Uninsured deposits3.9%
73rd
Loan-loss reserves0.00%
50th
Texas ratio12.5%
8th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Mercer County Community Federal Credit UnionCredit union Hermitage, PA50 out of 100, Below average$114.7M10.8%2.98%vs
White Rose Credit UnionCredit union York, PA66 out of 100, Moderate$115.5M8.9%0.35%vs
Corry Federal Credit UnionCredit union Corry, PA86 out of 100, Very strong$115.9M12.5%0.15%vs
Greater Pittsburgh Police Federal Credit UnionCredit union Pittsburgh, PA83 out of 100, Strong$109.9M18.7%0.61%vs
Palco Federal Credit UnionCredit union Muncy, PA87 out of 100, Very strong$109.3M13.1%0.20%vs
Valley 1st Community Federal Credit UnionCredit union Monessen, PA89 out of 100, Very strong$106.9M23.1%0.75%vs

Deposit insurance

Is my money safe at New Alliance Federal Credit Union?

Yes. New Alliance Federal Credit Union is a federally insured credit union (NCUA charter #373). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.9% of shares and deposits ($4.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 8.72%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

New Alliance Federal Credit Union lists 2 offices in 2 cities. Most locations:

  • Baden, PA (1)
  • Monaca, PA (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, New Alliance Federal Credit Union reported 86 home-loan applications under HMDA (LEI 254900PW1USAMXJ2SQ82): 67 originated ($4,315,000 total), 9 denied, and 10 withdrawn or closed by the applicant. Its denial rate on decided applications was 11.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
New Alliance Federal Credit Union
Type
Federal credit union
NCUA charter #
373
RSSD ID
45971
Primary regulator
NCUA
Established
1935
Headquarters
835 Merchant St, Ambridge, PA 15003
Employees
23

Quick answers

New Alliance Federal Credit Union: common questions

Is New Alliance Federal Credit Union NCUA insured?

Yes. New Alliance Federal Credit Union is a federally insured credit union (NCUA charter #373). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is New Alliance Federal Credit Union's TellerScore?

54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does New Alliance Federal Credit Union have?

2 offices as of the latest NCUA data.