Side-by-side · Q2 2026 data
New Brunswick Postal Federal Credit Union vs First Point Federal Credit Union
Credit union
New Brunswick Postal Federal Credit Union
New Brunswick, New Jersey · Under $100 million in assets
Credit union
First Point Federal Credit Union
Hamilton, New Jersey · Under $100 million in assets
Metric by metric
| Measure | New Brunswick Postal Federal Credit Union | First Point Federal Credit Union |
|---|---|---|
| TellerScore | 44 | 52 (stronger) |
| Capital cushion | 41 (stronger) | 24 |
| Loan quality | 36 | 75 (stronger) |
| Earnings | 0 | 6 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 78 | 95 (stronger) |
| Peer percentile | 4th | 11th |
| Total assets | $23.9M | $25.0M |
| Deposits / shares | $21.5M | $23.9M |
| Capital ratio | 9.11% (stronger) | 7.36% |
| Problem loans | 1.93% | 0.74% (stronger) |
| Net charge-offs | 0.71% (stronger) | 1.02% |
| Return on assets | -0.73% | -0.36% (stronger) |
| Loans ÷ deposits | 58.2% | 26.1% (stronger) |
| Uninsured deposits | 4.5% | 4.2% (stronger) |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Point Federal Credit Union has the higher TellerScore (52 vs 44). On the 7 directional measures above (where higher or lower is clearly better), New Brunswick Postal Federal Credit Union leads on 2 and First Point Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.