Side-by-side · Q2 2026 data
New Carlisle Federal Savings Bank vs Postal Family Credit Union, Inc.
Metric by metric
| Measure | New Carlisle Federal Savings Bank | Postal Family Credit Union, Inc. |
|---|---|---|
| TellerScore | 49 | 79 (stronger) |
| Capital cushion | 34 | 100 (stronger) |
| Loan quality | 41 | 52 (stronger) |
| Earnings | 68 (stronger) | 61 |
| Funding & liquidity | 53 | 95 (stronger) |
| Problem-loan coverage | 66 | 92 (stronger) |
| Peer percentile | 6th | 62nd |
| Total assets | $330.5M | $66.2M |
| Deposits / shares | $259.7M | $53.7M |
| Capital ratio | 8.42% | 18.10% (stronger) |
| Problem loans | 1.78% | 1.44% (stronger) |
| Net charge-offs | 0.39% | 0.04% (stronger) |
| Return on assets | 1.20% (stronger) | 1.02% |
| Loans ÷ deposits | 107.4% | 65.4% (stronger) |
| Uninsured deposits | 14.4% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Postal Family Credit Union, Inc. has the higher TellerScore (79 vs 49). On the 7 directional measures above (where higher or lower is clearly better), New Carlisle Federal Savings Bank leads on 1 and Postal Family Credit Union, Inc. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.