Side-by-side · Q2 2026 data
New Castle Bellco Federal Credit Union vs Associated School Employees Credit Union
Credit union
New Castle Bellco Federal Credit Union
New Castle, Pennsylvania · Under $100 million in assets
Credit union
Associated School Employees Credit Union
Youngstown, Ohio · $100 million – $1 billion
Metric by metric
| Measure | New Castle Bellco Federal Credit Union | Associated School Employees Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 70 |
| Capital cushion | 69 (stronger) | 53 |
| Loan quality | 99 (stronger) | 90 |
| Earnings | 44 | 66 (stronger) |
| Funding & liquidity | 100 (stronger) | 62 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 62nd | 51st |
| Total assets | $14.9M | $222.1M |
| Deposits / shares | $13.1M | $198.6M |
| Capital ratio | 11.91% (stronger) | 10.26% |
| Problem loans | 0.04% (stronger) | 0.30% |
| Net charge-offs | 0.20% | 0.19% (stronger) |
| Return on assets | 0.60% | 1.14% (stronger) |
| Loans ÷ deposits | 58.2% (stronger) | 98.5% |
| Uninsured deposits | 3.2% | 0.7% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
New Castle Bellco Federal Credit Union has the higher TellerScore (79 vs 70). On the 7 directional measures above (where higher or lower is clearly better), New Castle Bellco Federal Credit Union leads on 4 and Associated School Employees Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.