TellerScore

New Castle Bellco Federal Credit Union is a federal credit union headquartered in New Castle, Pennsylvania, in business for about 73 years. At the end of Q2 2026 it reported $14.9M in total assets and $13.1M in member shares and deposits, with 2 offices across 2 states.

Based on its Q2 2026 filing, New Castle Bellco Federal Credit Union scores 79/100, which we describe as strong. That is higher than 62% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 107th. Its strongest component is funding & liquidity (100/100; 58% loans-to-deposits, 3% uninsured), and its lowest is earnings (44/100; 0.60%).

TellerScore · Q2 2026

Scorecard

Capital cushion69/100
Net worth ratio: 11.91%
Loan quality99/100
Loans 60+ days delinquent ÷ total loans: 0.04%
Earnings44/100
Return on assets (annualized): 0.60%
Funding & liquidity100/100
Loans ÷ shares: 58.2% · 3.2% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.18%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 6 points (85 → 79), mostly because the earnings component weakened by 12 points.

TellerScore
778286Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202485
Q3 202486
Q4 202486
Q1 202586
Q2 202585
Q3 202581
Q4 202580
Q1 202677
Q2 202679
Net worth ratio
7.00%10.59%14.19%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.64%
Q3 202414.04%
Q4 202414.19%
Q1 202513.96%
Q2 202512.97%
Q3 202512.07%
Q4 202511.95%
Q1 202611.49%
Q2 202611.91%
Delinquent loans (60+ days)
0.00%0.07%0.13%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.09%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.13%
Q1 20260.05%
Q2 20260.04%
Return on assets
0.50%0.70%0.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.79%
Q3 20240.88%
Q4 20240.89%
Q1 20250.77%
Q2 20250.90%
Q3 20250.74%
Q4 20250.78%
Q1 20260.50%
Q2 20260.60%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$14.9M11.91%0.04%0.60%58.2%
Q1 202677$15.2M11.49%0.05%0.50%54.9%
Q4 202580$14.4M11.95%0.13%0.78%55.3%
Q3 202581$14.0M12.07%0.00%0.74%58.1%
Q2 202585$12.9M12.97%0.00%0.90%64.4%
Q1 202586$11.8M13.96%0.00%0.77%71.2%
Q4 202486$11.4M14.19%0.09%0.89%73.4%
Q3 202486$11.3M14.04%0.00%0.88%72.2%
Q2 202485$11.4M13.64%0.00%0.79%69.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.91%
31st
Problem loans0.04%
84th
Net charge-offs0.20%
47th
Return on assets0.60%
47th
Loans to deposits58.2%
51st
Uninsured deposits3.2%
34th
Loan-loss reserves0.00%
37th
Texas ratio0.2%
82nd

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Williamsport Teachers Credit UnionCredit union South Williamsp, PA85 out of 100, Very strong$15.6M19.5%0.56%vs

Deposit insurance

Is my money safe at New Castle Bellco Federal Credit Union?

Yes. New Castle Bellco Federal Credit Union is a federally insured credit union (NCUA charter #8903). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.2% of shares and deposits ($416K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.91%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

New Castle Bellco Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
New Castle Bellco Federal Credit Union
Type
Federal credit union
NCUA charter #
8903
RSSD ID
713485
Primary regulator
NCUA
Established
1953
Headquarters
1011 Wilmington Ave, New Castle, PA 16101
Employees
2

Quick answers

New Castle Bellco Federal Credit Union: common questions

Is New Castle Bellco Federal Credit Union NCUA insured?

Yes. New Castle Bellco Federal Credit Union is a federally insured credit union (NCUA charter #8903). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is New Castle Bellco Federal Credit Union's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does New Castle Bellco Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
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