Side-by-side · Q2 2026 data
New Century Bank vs Community First National Bank
Metric by metric
| Measure | New Century Bank | Community First National Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 77 |
| Capital cushion | 82 (stronger) | 59 |
| Loan quality | 71 | 93 (stronger) |
| Earnings | 100 (stronger) | 95 |
| Funding & liquidity | 52 (stronger) | 49 |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 63rd | 68th |
| Total assets | $88.9M | $374.7M |
| Deposits / shares | $71.6M | $326.7M |
| Capital ratio | 13.16% (stronger) | 10.94% |
| Problem loans | 0.87% | 0.20% (stronger) |
| Net charge-offs | -0.15% (stronger) | -0.01% |
| Return on assets | 2.20% (stronger) | 1.88% |
| Loans ÷ deposits | 108.2% | 88.1% (stronger) |
| Uninsured deposits | 11.0% (stronger) | 35.6% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 4.0% |
New Century Bank has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), New Century Bank leads on 5 and Community First National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.