Side-by-side · Q2 2026 data
New Century Bank vs The Citizens State Bank of Cheney, Kansas
Metric by metric
| Measure | New Century Bank | The Citizens State Bank of Cheney, Kansas |
|---|---|---|
| TellerScore | 79 (stronger) | 74 |
| Capital cushion | 82 (stronger) | 61 |
| Loan quality | 71 (stronger) | 57 |
| Earnings | 100 | 100 |
| Funding & liquidity | 52 | 85 (stronger) |
| Problem-loan coverage | 89 (stronger) | 82 |
| Peer percentile | 63rd | 51st |
| Total assets | $88.9M | $96.7M |
| Deposits / shares | $71.6M | $87.8M |
| Capital ratio | 13.16% (stronger) | 11.10% |
| Problem loans | 0.87% (stronger) | 1.30% |
| Net charge-offs | -0.15% (stronger) | 0.01% |
| Return on assets | 2.20% | 2.45% (stronger) |
| Loans ÷ deposits | 108.2% | 74.2% (stronger) |
| Uninsured deposits | 11.0% (stronger) | 16.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 10.9% |
New Century Bank has the higher TellerScore (79 vs 74). On the 7 directional measures above (where higher or lower is clearly better), New Century Bank leads on 5 and The Citizens State Bank of Cheney, Kansas on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.