Side-by-side · Q2 2026 data
New Cumberland Federal Credit Union vs Cacl Federal Credit Union
Credit union
New Cumberland Federal Credit Union
New Cumberland, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | New Cumberland Federal Credit Union | Cacl Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 65 |
| Capital cushion | 45 | 51 (stronger) |
| Loan quality | 75 | 76 (stronger) |
| Earnings | 53 | 60 (stronger) |
| Funding & liquidity | 96 (stronger) | 66 |
| Problem-loan coverage | 91 (stronger) | 84 |
| Peer percentile | 37th | 34th |
| Total assets | $228.6M | $255.7M |
| Deposits / shares | $206.5M | $230.1M |
| Capital ratio | 9.48% | 10.05% (stronger) |
| Problem loans | 0.74% | 0.73% (stronger) |
| Net charge-offs | 0.71% (stronger) | 0.73% |
| Return on assets | 0.84% | 1.00% (stronger) |
| Loans ÷ deposits | 63.8% (stronger) | 94.0% |
| Uninsured deposits | 5.8% | 4.5% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.6% | — |
New Cumberland Federal Credit Union has the higher TellerScore (66 vs 65). On the 7 directional measures above (where higher or lower is clearly better), New Cumberland Federal Credit Union leads on 3 and Cacl Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.