Side-by-side · Q2 2026 data
New Era Bank vs Bank of Franklin County
Metric by metric
| Measure | New Era Bank | Bank of Franklin County |
|---|---|---|
| TellerScore | 95 (stronger) | 65 |
| Capital cushion | 90 (stronger) | 45 |
| Loan quality | 99 (stronger) | 91 |
| Earnings | 100 (stronger) | 50 |
| Funding & liquidity | 93 (stronger) | 65 |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 99th | 29th |
| Total assets | $453.1M | $419.4M |
| Deposits / shares | $387.7M | $357.5M |
| Capital ratio | 13.98% (stronger) | 9.53% |
| Problem loans | 0.02% (stronger) | 0.27% |
| Net charge-offs | 0.25% | 0.21% (stronger) |
| Return on assets | 2.46% (stronger) | 0.74% |
| Loans ÷ deposits | 64.7% (stronger) | 95.6% |
| Uninsured deposits | 17.1% | 11.9% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.0% |
New Era Bank has the higher TellerScore (95 vs 65). On the 7 directional measures above (where higher or lower is clearly better), New Era Bank leads on 5 and Bank of Franklin County on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.