Side-by-side · Q2 2026 data
New Era Bank vs De Soto Mo Pac Credit Union
Metric by metric
| Measure | New Era Bank | De Soto Mo Pac Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 58 |
| Capital cushion | 90 (stronger) | 47 |
| Loan quality | 99 (stronger) | 56 |
| Earnings | 100 (stronger) | 43 |
| Funding & liquidity | 93 (stronger) | 85 |
| Problem-loan coverage | 95 (stronger) | 82 |
| Peer percentile | 99th | 19th |
| Total assets | $453.1M | $30.5M |
| Deposits / shares | $387.7M | $27.4M |
| Capital ratio | 13.98% (stronger) | 9.74% |
| Problem loans | 0.02% (stronger) | 1.33% |
| Net charge-offs | 0.25% | -0.01% (stronger) |
| Return on assets | 2.46% (stronger) | 0.58% |
| Loans ÷ deposits | 64.7% (stronger) | 74.8% |
| Uninsured deposits | 17.1% | 15.2% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New Era Bank has the higher TellerScore (95 vs 58). On the 7 directional measures above (where higher or lower is clearly better), New Era Bank leads on 5 and De Soto Mo Pac Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.