Side-by-side · Q2 2026 data
New Era Bank vs Peoples Community Bank
Metric by metric
| Measure | New Era Bank | Peoples Community Bank |
|---|---|---|
| TellerScore | 95 (stronger) | 83 |
| Capital cushion | 90 | 100 (stronger) |
| Loan quality | 99 (stronger) | 59 |
| Earnings | 100 | 100 |
| Funding & liquidity | 93 (stronger) | 62 |
| Problem-loan coverage | 95 (stronger) | 91 |
| Peer percentile | 99th | 84th |
| Total assets | $453.1M | $735.2M |
| Deposits / shares | $387.7M | $599.8M |
| Capital ratio | 13.98% | 18.54% (stronger) |
| Problem loans | 0.02% (stronger) | 1.23% |
| Net charge-offs | 0.25% | -0.02% (stronger) |
| Return on assets | 2.46% | 2.61% (stronger) |
| Loans ÷ deposits | 64.7% (stronger) | 82.3% |
| Uninsured deposits | 17.1% (stronger) | 29.0% |
| Offices | 6 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.3% |
New Era Bank has the higher TellerScore (95 vs 83). On the 7 directional measures above (where higher or lower is clearly better), New Era Bank leads on 4 and Peoples Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.