Side-by-side · Q2 2026 data
New Hampshire Federal Credit Union vs Granite State Credit Union
Credit union
New Hampshire Federal Credit Union
Concord, New Hampshire · $100 million – $1 billion
Metric by metric
| Measure | New Hampshire Federal Credit Union | Granite State Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 70 |
| Capital cushion | 88 (stronger) | 49 |
| Loan quality | 98 (stronger) | 84 |
| Earnings | 68 (stronger) | 64 |
| Funding & liquidity | 69 | 82 (stronger) |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 87th | 51st |
| Total assets | $331.6M | $749.5M |
| Deposits / shares | $275.3M | $670.3M |
| Capital ratio | 13.81% (stronger) | 9.88% |
| Problem loans | 0.07% (stronger) | 0.49% |
| Net charge-offs | 0.12% (stronger) | 0.40% |
| Return on assets | 1.19% (stronger) | 1.11% |
| Loans ÷ deposits | 91.3% | 78.6% (stronger) |
| Uninsured deposits | 11.6% | 5.2% (stronger) |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.6% |
New Hampshire Federal Credit Union has the higher TellerScore (85 vs 70). On the 7 directional measures above (where higher or lower is clearly better), New Hampshire Federal Credit Union leads on 5 and Granite State Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.