TellerScore

New Hampshire Federal Credit Union is a federal credit union headquartered in Concord, New Hampshire, in business for about 85 years. At the end of Q2 2026 it reported $331.6M in total assets and $275.3M in member shares and deposits, with 1 office.

New Hampshire Federal Credit Union has a TellerScore of 85 out of 100 (very strong) based on Q2 2026 data — higher than 87% of its 1,341 credit unions with $100 million – $1 billion. Among 12 credit unions headquartered in New Hampshire, it ranks 2nd. Problem-loan coverage contributes the most (99/100, 0.4%); earnings contributes the least (68/100, 1.19%).

TellerScore · Q2 2026

Scorecard

Capital cushion88/100
Net worth ratio: 13.81%
Loan quality98/100
Loans 60+ days delinquent ÷ total loans: 0.07%
Earnings68/100
Return on assets (annualized): 1.19%
Funding & liquidity69/100
Loans ÷ shares: 91.3% · 11.6% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.37%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 13 points (72 → 85), mostly because the earnings component improved by 31 points.

TellerScore
717885Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202472
Q4 202474
Q1 202571
Q2 202572
Q3 202576
Q4 202578
Q1 202683
Q2 202685
Net worth ratio
7.00%10.41%13.81%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.73%
Q3 202411.85%
Q4 202412.07%
Q1 202512.12%
Q2 202512.06%
Q3 202512.55%
Q4 202513.18%
Q1 202613.32%
Q2 202613.81%
Delinquent loans (60+ days)
0.05%0.14%0.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.08%
Q3 20240.14%
Q4 20240.09%
Q1 20250.19%
Q2 20250.22%
Q3 20250.10%
Q4 20250.09%
Q1 20260.05%
Q2 20260.07%
Return on assets
0.22%0.71%1.19%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.37%
Q3 20240.30%
Q4 20240.35%
Q1 20250.22%
Q2 20250.43%
Q3 20250.55%
Q4 20250.60%
Q1 20261.12%
Q2 20261.19%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202685$331.6M13.81%0.07%1.19%91.3%
Q1 202683$336.0M13.32%0.05%1.12%89.4%
Q4 202578$332.5M13.18%0.09%0.60%93.4%
Q3 202576$345.2M12.55%0.10%0.55%91.7%
Q2 202572$358.7M12.06%0.22%0.43%88.6%
Q1 202571$358.0M12.12%0.19%0.22%87.0%
Q4 202474$347.2M12.07%0.09%0.35%83.9%
Q3 202472$351.5M11.85%0.14%0.30%83.9%
Q2 202473$354.9M11.73%0.08%0.37%84.0%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.81%
77th
Problem loans0.07%
97th
Net charge-offs0.12%
82nd
Return on assets1.19%
77th
Loans to deposits91.3%
14th
Uninsured deposits11.6%
12th
Loan-loss reserves0.00%
50th
Texas ratio0.4%
96th

Similar-size credit unions in New Hampshire

InstitutionScoreAssetsCapitalProblem loansCompare
Members First Credit Union of N.H.Credit union Manchester, NH70 out of 100, Strong$277.1M9.5%0.52%vs
Holy Rosary Credit UnionCredit union Rochester, NH69 out of 100, Moderate$508.0M9.3%0.48%vs
Bellwether Community Credit UnionCredit union Manchester, NH62 out of 100, Moderate$674.7M9.4%0.28%vs
Granite State Credit UnionCredit union Manchester, NH70 out of 100, Strong$749.5M9.9%0.49%vs
Triangle Credit UnionCredit union Nashua, NH62 out of 100, Moderate$865.7M8.9%0.59%vs

Deposit insurance

Is my money safe at New Hampshire Federal Credit Union?

Yes. New Hampshire Federal Credit Union is a federally insured credit union (NCUA charter #4746). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 11.6% of shares and deposits ($31.8M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.81%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

New Hampshire Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
New Hampshire Federal Credit Union
Type
Federal credit union
NCUA charter #
4746
RSSD ID
14070
Primary regulator
NCUA
Established
1941
Headquarters
70 Airport Rd, Concord, NH 03301
Employees
38

Quick answers

New Hampshire Federal Credit Union: common questions

Is New Hampshire Federal Credit Union NCUA insured?

Yes. New Hampshire Federal Credit Union is a federally insured credit union (NCUA charter #4746). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is New Hampshire Federal Credit Union's TellerScore?

85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does New Hampshire Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Concord

InstitutionScoreAssetsCapitalProblem loansCompare
New Hampshire Postal Credit UnionCredit union Manchester, NH100 out of 100, Very strong$68.5M22.6%0.03%vs
Sugar River BankBank Newport, NH80 out of 100, Strong$424.3M14.1%0.33%vs
Bar Harbor Bank & TrustBank Bar Harbor, ME73 out of 100, Strong$4.7B10.5%0.32%vs
Primary BankBank Bedford, NH73 out of 100, Strong$769.5M16.3%1.48%vs
Bank of New EnglandBank Salem, NH73 out of 100, Strong$1.8B16.8%1.73%vs
Machias Savings BankBank Machias, ME73 out of 100, Strong$2.7B12.1%0.40%vs