Side-by-side · Q2 2026 data
New Heights Federal Credit Union vs Members First Credit Union
Metric by metric
| Measure | New Heights Federal Credit Union | Members First Credit Union |
|---|---|---|
| TellerScore | 75 | 95 (stronger) |
| Capital cushion | 99 | 99 |
| Loan quality | 69 | 86 (stronger) |
| Earnings | 17 | 93 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 52nd | 98th |
| Total assets | $27.7M | $209.1M |
| Deposits / shares | $23.6M | $175.7M |
| Capital ratio | 14.91% | 14.91% |
| Problem loans | 0.93% | 0.43% (stronger) |
| Net charge-offs | 0.38% | 0.10% (stronger) |
| Return on assets | -0.07% | 1.82% (stronger) |
| Loans ÷ deposits | 46.8% (stronger) | 54.8% |
| Uninsured deposits | 0.7% (stronger) | 5.2% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members First Credit Union has the higher TellerScore (95 vs 75). On the 6 directional measures above (where higher or lower is clearly better), New Heights Federal Credit Union leads on 2 and Members First Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.