Side-by-side · Q2 2026 data
New Heights Federal Credit Union vs P & S Credit Union
Metric by metric
| Measure | New Heights Federal Credit Union | P & S Credit Union |
|---|---|---|
| TellerScore | 75 | 80 (stronger) |
| Capital cushion | 99 (stronger) | 71 |
| Loan quality | 69 | 99 (stronger) |
| Earnings | 17 | 55 (stronger) |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 52nd | 65th |
| Total assets | $27.7M | $24.9M |
| Deposits / shares | $23.6M | $21.6M |
| Capital ratio | 14.91% (stronger) | 12.09% |
| Problem loans | 0.93% | 0.02% (stronger) |
| Net charge-offs | 0.38% | 0.20% (stronger) |
| Return on assets | -0.07% | 0.87% (stronger) |
| Loans ÷ deposits | 46.8% (stronger) | 72.4% |
| Uninsured deposits | 0.7% (stronger) | 9.1% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
P & S Credit Union has the higher TellerScore (80 vs 75). On the 7 directional measures above (where higher or lower is clearly better), New Heights Federal Credit Union leads on 3 and P & S Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.