Side-by-side · Q2 2026 data
New Horizon Federal Credit Union vs Harvest Federal Credit Union
Metric by metric
| Measure | New Horizon Federal Credit Union | Harvest Federal Credit Union |
|---|---|---|
| TellerScore | 82 | 84 (stronger) |
| Capital cushion | 82 (stronger) | 78 |
| Loan quality | 94 (stronger) | 90 |
| Earnings | 60 | 66 (stronger) |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 70th | 75th |
| Total assets | $44.9M | $43.9M |
| Deposits / shares | $38.6M | $38.1M |
| Capital ratio | 13.24% (stronger) | 12.80% |
| Problem loans | 0.17% (stronger) | 0.30% |
| Net charge-offs | 0.67% | 0.02% (stronger) |
| Return on assets | 1.00% | 1.16% (stronger) |
| Loans ÷ deposits | 79.7% | 43.7% (stronger) |
| Uninsured deposits | 4.2% | 2.7% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Harvest Federal Credit Union has the higher TellerScore (84 vs 82). On the 7 directional measures above (where higher or lower is clearly better), New Horizon Federal Credit Union leads on 2 and Harvest Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.