TellerScore

New Horizon Federal Credit Union (NCUA charter #616) is based in Barberton, Ohio. Its Q2 2026 call report shows $44.9M in total assets and $38.6M in member shares and deposits and 4 offices.

New Horizon Federal Credit Union has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 70% of its 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 46th. Problem-loan coverage contributes the most (98/100, 0.9%); earnings contributes the least (60/100, 1.00%).

TellerScore · Q2 2026

Scorecard

Capital cushion82/100
Net worth ratio: 13.24%
Loan quality94/100
Loans 60+ days delinquent ÷ total loans: 0.17%
Earnings60/100
Return on assets (annualized): 1.00%
Funding & liquidity81/100
Loans ÷ shares: 79.7% · 4.2% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.86%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (84 → 82), mostly because the earnings component weakened by 10 points.

TellerScore
738086Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202482
Q3 202479
Q4 202478
Q1 202573
Q2 202584
Q3 202585
Q4 202586
Q1 202685
Q2 202682
Net worth ratio
7.00%10.51%14.02%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.12%
Q3 202414.02%
Q4 202413.80%
Q1 202513.12%
Q2 202513.27%
Q3 202513.66%
Q4 202513.63%
Q1 202613.65%
Q2 202613.24%
Delinquent loans (60+ days)
0.11%0.29%0.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.13%
Q3 20240.31%
Q4 20240.33%
Q1 20250.47%
Q2 20250.16%
Q3 20250.29%
Q4 20250.11%
Q1 20260.42%
Q2 20260.17%
Return on assets
0.44%0.95%1.45%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.24%
Q3 20240.80%
Q4 20240.71%
Q1 20250.44%
Q2 20251.25%
Q3 20251.44%
Q4 20251.38%
Q1 20261.45%
Q2 20261.00%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$44.9M13.24%0.17%1.00%79.7%
Q1 202685$43.0M13.65%0.42%1.45%78.8%
Q4 202586$42.0M13.63%0.11%1.38%83.6%
Q3 202585$40.9M13.66%0.29%1.44%85.4%
Q2 202584$40.6M13.27%0.16%1.25%86.5%
Q1 202573$39.5M13.12%0.47%0.44%88.6%
Q4 202478$37.4M13.80%0.33%0.71%94.1%
Q3 202479$36.5M14.02%0.31%0.80%99.1%
Q2 202482$39.0M13.12%0.13%1.24%92.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.24%
41st
Problem loans0.17%
75th
Net charge-offs0.67%
21st
Return on assets1.00%
67th
Loans to deposits79.7%
20th
Uninsured deposits4.2%
26th
Loan-loss reserves0.00%
37th
Texas ratio0.9%
68th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
First Ohio Community Federal Credit UnionCredit union North Canton, OH77 out of 100, Strong$45.2M10.7%0.00%vs
All Saints Federal Credit UnionCredit union Parma, OH80 out of 100, Strong$45.4M19.4%1.08%vs
Toledo Fire Fighters Federal Credit UnionCredit union Toledo, OH95 out of 100, Very strong$45.5M17.8%0.34%vs
Harvest Federal Credit UnionCredit union Heath, OH84 out of 100, Strong$43.9M12.8%0.30%vs
Advantage Credit UnionCredit union Mansfield, OH68 out of 100, Moderate$43.2M9.4%0.00%vs
Children'S Medical Center Federal Credit UnionCredit union Cincinnati, OH91 out of 100, Very strong$46.8M20.3%0.52%vs

Deposit insurance

Is my money safe at New Horizon Federal Credit Union?

Yes. New Horizon Federal Credit Union is a federally insured credit union (NCUA charter #616). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.2% of shares and deposits ($1.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.24%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

New Horizon Federal Credit Union lists 4 offices in 3 cities. Most locations:

  • Barberton, OH (2)
  • Norton, OH (1)
  • Tallmadge, OH (1)

All branch addresses and map

Identity & history

Profile

Legal name
New Horizon Federal Credit Union
Type
Federal credit union
NCUA charter #
616
RSSD ID
125378
Primary regulator
NCUA
Established
1935
Headquarters
180 2nd St SW, Barberton, OH 44203
Employees
17

Quick answers

New Horizon Federal Credit Union: common questions

Is New Horizon Federal Credit Union NCUA insured?

Yes. New Horizon Federal Credit Union is a federally insured credit union (NCUA charter #616). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is New Horizon Federal Credit Union's TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does New Horizon Federal Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Barberton

InstitutionScoreAssetsCapitalProblem loansCompare
Firstenergy Family Credit UnionCredit union Akron, OH93 out of 100, Very strong$47.2M16.5%0.53%vs
The Bank of Magnolia CompanyBank Magnolia, OH89 out of 100, Very strong$107.8M13.0%0.12%vs
Medina County Federal Credit UnionCredit union Wadsworth, OH88 out of 100, Very strong$151.3M12.3%0.09%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Summit Federal Credit UnionCredit union Akron, OH86 out of 100, Very strong$59.2M15.6%0.56%vs
Harvest Federal Credit UnionCredit union Heath, OH84 out of 100, Strong$43.9M12.8%0.30%vs