Side-by-side · Q2 2026 data
New Horizons Credit Union vs Winsouth Credit Union
Metric by metric
| Measure | New Horizons Credit Union | Winsouth Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 68 |
| Capital cushion | 58 (stronger) | 54 |
| Loan quality | 88 (stronger) | 78 |
| Earnings | 48 | 50 (stronger) |
| Funding & liquidity | 81 | 91 (stronger) |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 54th | 45th |
| Total assets | $304.1M | $479.4M |
| Deposits / shares | $269.6M | $438.7M |
| Capital ratio | 10.81% (stronger) | 10.41% |
| Problem loans | 0.37% (stronger) | 0.65% |
| Net charge-offs | 0.25% (stronger) | 0.62% |
| Return on assets | 0.70% | 0.74% (stronger) |
| Loans ÷ deposits | 79.2% | 69.6% (stronger) |
| Uninsured deposits | 1.4% (stronger) | 8.2% |
| Offices | 8 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.5% | 39.4% |
New Horizons Credit Union has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), New Horizons Credit Union leads on 5 and Winsouth Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.