Side-by-side · Q2 2026 data
New Life Federal Credit Union vs Bradford Area School Employees Federal Credit Union
Credit union
New Life Federal Credit Union
Philadelphia, Pennsylvania · Under $100 million in assets
Credit union
Bradford Area School Employees Federal Credit Union
Bradford, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | New Life Federal Credit Union | Bradford Area School Employees Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 0 | 92 (stronger) |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 65th | 89th |
| Total assets | $843K | $1.1M |
| Deposits / shares | $646K | $842K |
| Capital ratio | 23.14% (stronger) | 22.87% |
| Problem loans | 0.00% (stronger) | 0.12% |
| Net charge-offs | 27.30% | 0.00% (stronger) |
| Return on assets | -0.97% | 1.80% (stronger) |
| Loans ÷ deposits | 14.0% (stronger) | 115.8% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bradford Area School Employees Federal Credit Union has the higher TellerScore (90 vs 80). On the 6 directional measures above (where higher or lower is clearly better), New Life Federal Credit Union leads on 3 and Bradford Area School Employees Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.