Side-by-side · Q2 2026 data
New Market Bank vs Cornerstone State Bank
Metric by metric
| Measure | New Market Bank | Cornerstone State Bank |
|---|---|---|
| TellerScore | 74 | 74 |
| Capital cushion | 41 | 56 (stronger) |
| Loan quality | 100 (stronger) | 73 |
| Earnings | 65 | 80 (stronger) |
| Funding & liquidity | 89 | 93 (stronger) |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 57th | 57th |
| Total assets | $196.0M | $247.0M |
| Deposits / shares | $177.5M | $223.9M |
| Capital ratio | 9.11% | 10.60% (stronger) |
| Problem loans | 0.00% (stronger) | 0.80% |
| Net charge-offs | -0.00% | -0.84% (stronger) |
| Return on assets | 1.13% | 1.49% (stronger) |
| Loans ÷ deposits | 65.6% (stronger) | 67.1% |
| Uninsured deposits | 19.8% | 11.3% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.1% | 6.0% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), New Market Bank leads on 2 and Cornerstone State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.