Side-by-side · Q2 2026 data
New OMNI Bank, National Association vs First Credit Bank
Bank
New OMNI Bank, National Association
Alhambra, California · $100 million – $1 billion
Metric by metric
| Measure | New OMNI Bank, National Association | First Credit Bank |
|---|---|---|
| TellerScore | 53 | 64 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 0 |
| Earnings | 48 | 100 (stronger) |
| Funding & liquidity | 46 (stronger) | 35 |
| Problem-loan coverage | 60 | 89 (stronger) |
| Peer percentile | 9th | 26th |
| Total assets | $517.9M | $515.8M |
| Deposits / shares | $373.8M | $265.3M |
| Capital ratio | 27.11% | 47.61% (stronger) |
| Problem loans | 7.69% | 3.33% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.70% | 4.37% (stronger) |
| Loans ÷ deposits | 101.2% (stronger) | 150.3% |
| Uninsured deposits | 26.7% (stronger) | 28.6% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Credit Bank has the higher TellerScore (64 vs 53). On the 6 directional measures above (where higher or lower is clearly better), New OMNI Bank, National Association leads on 2 and First Credit Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.