TellerScore

Headquartered in Alhambra, California, New OMNI Bank, National Association is a national bank with $517.9M in total assets and $373.8M in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1980.

New OMNI Bank, National Association has a TellerScore of 53 out of 100 (below average) based on Q2 2026 data — higher than only 9% of its 2,650 banks with $100 million – $1 billion. Among 116 banks headquartered in California, it ranks 103rd. Capital cushion contributes the most (100/100, 27.11%); loan quality contributes the least (0/100, 7.69%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 27.11%
Loan quality0/100
Noncurrent loans ÷ total loans: 7.69%
Earnings48/100
Return on assets (annualized): 0.70%
Funding & liquidity46/100
Loans ÷ deposits and uninsured-deposit share: 101.2% · 26.7% uninsured
Problem-loan coverage60/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 20.21%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (55 → 53), mostly because the problem-loan coverage component weakened by 20 points.

TellerScore
496376Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202476
Q3 202470
Q4 202473
Q1 202568
Q2 202555
Q3 202555
Q4 202553
Q1 202649
Q2 202653
Tier 1 leverage ratio
5.00%16.06%27.11%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202425.51%
Q3 202424.90%
Q4 202424.57%
Q1 202524.99%
Q2 202524.96%
Q3 202525.41%
Q4 202525.24%
Q1 202626.79%
Q2 202627.11%
Noncurrent loans
1.14%5.64%10.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.14%
Q3 20241.75%
Q4 20241.39%
Q1 20251.75%
Q2 20253.26%
Q3 20254.71%
Q4 20258.32%
Q1 202610.14%
Q2 20267.69%
Return on assets
0.43%0.81%1.20%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.20%
Q3 20240.92%
Q4 20240.94%
Q1 20250.64%
Q2 20250.53%
Q3 20250.69%
Q4 20250.66%
Q1 20260.43%
Q2 20260.70%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202653$517.9M27.11%7.69%0.70%101.2%
Q1 202649$515.3M26.79%10.14%0.43%101.3%
Q4 202553$520.1M25.24%8.32%0.66%94.4%
Q3 202555$525.6M25.41%4.71%0.69%95.6%
Q2 202555$510.4M24.96%3.26%0.53%93.9%
Q1 202568$530.6M24.99%1.75%0.64%89.6%
Q4 202473$532.0M24.57%1.39%0.94%91.2%
Q3 202470$545.8M24.90%1.75%0.92%90.6%
Q2 202476$505.7M25.51%1.14%1.20%96.8%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio27.11%
99th
Total risk-based capital44.57%
99th
Problem loans7.69%
1st
Net charge-offs0.00%
68th
Return on assets0.70%
19th
Net interest margin4.62%
83rd
Efficiency ratio76.6%
18th
Loans to deposits101.2%
9th
Uninsured deposits26.7%
40th
Loan-loss reserves1.65%
86th
Texas ratio20.2%
6th

Similar-size banks in California

InstitutionScoreAssetsCapitalProblem loansCompare
Chino Commercial Bank, N.A.Bank Chino, CA79 out of 100, Strong$516.7M12.5%0.49%vs
First Credit BankBank Los Angeles, CA64 out of 100, Moderate$515.8M47.6%3.33%vs
First Pacific BankBank Whittier, CA56 out of 100, Moderate$514.4M9.2%0.31%vs
Mega BankBank San Gabriel, CA68 out of 100, Moderate$506.7M14.4%1.61%vs
Redwood Capital BankBank Eureka, CA76 out of 100, Strong$566.0M11.0%0.13%vs
Pacific Alliance BankBank San Gabriel, CA85 out of 100, Very strong$454.4M13.4%0.16%vs

Deposit insurance

Is my money safe at New OMNI Bank, National Association?

Yes. New OMNI Bank, National Association is an FDIC-insured institution (FDIC certificate #23086). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 26.7% of deposits ($99.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 27.11%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 44.57% (benchmark: 10%).

Check how much of your own balance is covered

4 locations

Branches

New OMNI Bank, National Association lists 4 offices in 4 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
New OMNI Bank, National Association
Former names
OMNI Bank, National Association; Monterey Park National Bank
Type
National bank
FDIC certificate #
23086
RSSD ID
300063
Primary regulator
OCC
Holding company
Ckh Capital Inc
Established
February 12, 1980
Headquarters
10 S 1st St, Alhambra, CA 91801
Employees
73

Quick answers

New OMNI Bank, National Association: common questions

Is New OMNI Bank, National Association FDIC insured?

Yes. New OMNI Bank, National Association is an FDIC-insured institution (FDIC certificate #23086). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is New OMNI Bank, National Association's TellerScore?

53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has New OMNI Bank, National Association ever failed?

There is no failure record for FDIC certificate #23086 in the FDIC failed bank list.

How many branches does New OMNI Bank, National Association have?

4 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Alhambra

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
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Asian Pacific National BankBank San Gabriel, CA89 out of 100, Very strong$56.9M20.1%0.00%vs
California Adventist Federal Credit UnionCredit union Glendale, CA89 out of 100, Very strong$44.7M20.1%0.04%vs
American Plus Bank, N.A.Bank Arcadia, CA88 out of 100, Very strong$935.0M16.5%0.04%vs
Certified Federal Credit UnionCredit union El Monte, CA88 out of 100, Very strong$925.3M20.7%0.37%vs