Side-by-side · Q2 2026 data
Newark Police Federal Credit Union vs Paterson Police Federal Credit Union
Credit union
Newark Police Federal Credit Union
Newark, New Jersey · Under $100 million in assets
Credit union
Paterson Police Federal Credit Union
Paterson, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Newark Police Federal Credit Union | Paterson Police Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 66 |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 19 (stronger) |
| Earnings | 91 (stronger) | 37 |
| Funding & liquidity | 62 | 100 (stronger) |
| Problem-loan coverage | 81 | 91 (stronger) |
| Peer percentile | 32nd | 32nd |
| Total assets | $5.2M | $4.7M |
| Deposits / shares | $3.4M | $3.8M |
| Capital ratio | 34.60% (stronger) | 19.89% |
| Problem loans | 5.27% | 2.44% (stronger) |
| Net charge-offs | 0.58% | -0.74% (stronger) |
| Return on assets | 1.78% (stronger) | 0.43% |
| Loans ÷ deposits | 98.6% | 44.3% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 2.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Newark Police Federal Credit Union leads on 3 and Paterson Police Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.