Paterson Police Federal Credit Union (NCUA charter #8339) is based in Paterson, New Jersey. Its Q2 2026 call report shows $4.7M in total assets and $3.8M in member shares and deposits and 2 offices.
Paterson Police Federal Credit Union has a TellerScore of 66 out of 100 (moderate) based on Q2 2026 data — higher than only 32% of its 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 71st. Capital cushion contributes the most (100/100, 19.89%); loan quality contributes the least (19/100, 2.44%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (64 → 66), mostly because the earnings component improved by 37 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 62 |
| Q4 2024 | 74 |
| Q1 2025 | 65 |
| Q2 2025 | 64 |
| Q3 2025 | 66 |
| Q4 2025 | 76 |
| Q1 2026 | 64 |
| Q2 2026 | 66 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 19.04% |
| Q3 2024 | 19.31% |
| Q4 2024 | 19.00% |
| Q1 2025 | 18.51% |
| Q2 2025 | 18.84% |
| Q3 2025 | 19.15% |
| Q4 2025 | 19.94% |
| Q1 2026 | 19.54% |
| Q2 2026 | 19.89% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.91% |
| Q3 2024 | 2.12% |
| Q4 2024 | 0.80% |
| Q1 2025 | 1.73% |
| Q2 2025 | 1.86% |
| Q3 2025 | 1.86% |
| Q4 2025 | 0.82% |
| Q1 2026 | 2.33% |
| Q2 2026 | 2.44% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.66% |
| Q3 2024 | -0.46% |
| Q4 2024 | -0.43% |
| Q1 2025 | -0.92% |
| Q2 2025 | -0.56% |
| Q3 2025 | -0.22% |
| Q4 2025 | -0.08% |
| Q1 2026 | -0.03% |
| Q2 2026 | 0.43% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $4.7M | 19.89% | 2.44% | 0.43% | 44.3% |
| Q1 2026 | 64 | $4.7M | 19.54% | 2.33% | -0.03% | 42.1% |
| Q4 2025 | 76 | $4.6M | 19.94% | 0.82% | -0.08% | 41.6% |
| Q3 2025 | 66 | $4.8M | 19.15% | 1.86% | -0.22% | 41.6% |
| Q2 2025 | 64 | $4.9M | 18.84% | 1.86% | -0.56% | 38.6% |
| Q1 2025 | 65 | $5.0M | 18.51% | 1.73% | -0.92% | 38.0% |
| Q4 2024 | 74 | $4.9M | 19.00% | 0.80% | -0.43% | 35.6% |
| Q3 2024 | 62 | $4.8M | 19.31% | 2.12% | -0.46% | 37.2% |
| Q2 2024 | 63 | $4.9M | 19.04% | 1.91% | -0.66% | 35.8% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New Jersey
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| N. J. Latvian Federal Credit UnionCredit union Freehold, NJ | 66 out of 100, Moderate | $4.7M | 16.4% | 1.76% | vs |
| Trenton NJ Firemen Federal Credit UnionCredit union Trenton, NJ | 85 out of 100, Very strong | $4.4M | 18.2% | 0.52% | vs |
| Newark Police Federal Credit UnionCredit union Newark, NJ | 66 out of 100, Moderate | $5.2M | 34.6% | 5.27% | vs |
| Parlin Dupont Employees Federal Credit UnionCredit union Sayreville, NJ | 39 out of 100, Low | $5.4M | 9.8% | 4.63% | vs |
| Bayonne City Employees Federal Credit UnionCredit union Bayonne, NJ | 79 out of 100, Strong | $3.9M | 28.6% | 0.31% | vs |
| Gaf Linden Employees Federal Credit UnionCredit union Parsippany, NJ | 80 out of 100, Strong | $3.9M | 18.1% | 0.00% | vs |
Deposit insurance
Is my money safe at Paterson Police Federal Credit Union?
Yes. Paterson Police Federal Credit Union is a federally insured credit union (NCUA charter #8339). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.9% of shares and deposits ($110K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 19.89%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Paterson Police Federal Credit Union lists 2 offices in 1 city. Most locations:
- Paterson, NJ (2)
Identity & history
Profile
- Legal name
- Paterson Police Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 8339
- RSSD ID
- 590686
- Primary regulator
- NCUA
- Established
- 1953
- Headquarters
- 111 Broadway, Paterson, NJ 07505
- Employees
- 4
Quick answers
Paterson Police Federal Credit Union: common questions
Is Paterson Police Federal Credit Union NCUA insured?
Yes. Paterson Police Federal Credit Union is a federally insured credit union (NCUA charter #8339). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Paterson Police Federal Credit Union's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Paterson Police Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Paterson
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Wakefern Federal Credit UnionCredit union Elizabeth, NJ | 99 out of 100, Very strong | $12.0M | 24.3% | 0.13% | vs |
| Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY | 93 out of 100, Very strong | $1.5M | 23.8% | 0.18% | vs |
| B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY | 93 out of 100, Very strong | $1.0M | 34.2% | 0.00% | vs |
| Paul Quinn Federal Credit UnionCredit union Jamaica, NY | 93 out of 100, Very strong | $358K | 26.1% | 0.00% | vs |
| NorthEast Community BankBank White Plains, NY | 90 out of 100, Very strong | $2.1B | 17.3% | 0.00% | vs |