Side-by-side · Q2 2026 data
NewBank vs Spring Bank
Metric by metric
| Measure | NewBank | Spring Bank |
|---|---|---|
| TellerScore | 58 | 85 (stronger) |
| Capital cushion | 100 (stronger) | 96 |
| Loan quality | 12 | 80 (stronger) |
| Earnings | 53 | 88 (stronger) |
| Funding & liquidity | 49 | 61 (stronger) |
| Problem-loan coverage | 75 | 94 (stronger) |
| Peer percentile | 16th | 88th |
| Total assets | $618.0M | $641.0M |
| Deposits / shares | $517.7M | $549.1M |
| Capital ratio | 15.00% (stronger) | 14.59% |
| Problem loans | 2.65% | 0.60% (stronger) |
| Net charge-offs | 0.69% | 0.07% (stronger) |
| Return on assets | 0.83% | 1.71% (stronger) |
| Loans ÷ deposits | 88.6% | 82.1% (stronger) |
| Uninsured deposits | 35.6% | 30.8% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Spring Bank has the higher TellerScore (85 vs 58). On the 7 directional measures above (where higher or lower is clearly better), NewBank leads on 1 and Spring Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.