Side-by-side · Q2 2026 data
NewFirst National Bank vs The First National Bank of Granbury
Metric by metric
| Measure | NewFirst National Bank | The First National Bank of Granbury |
|---|---|---|
| TellerScore | 84 (stronger) | 78 |
| Capital cushion | 75 (stronger) | 71 |
| Loan quality | 93 (stronger) | 74 |
| Earnings | 100 (stronger) | 73 |
| Funding & liquidity | 58 | 96 (stronger) |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 86th | 72nd |
| Total assets | $934.9M | $946.3M |
| Deposits / shares | $810.9M | $835.3M |
| Capital ratio | 12.47% (stronger) | 12.13% |
| Problem loans | 0.21% (stronger) | 0.78% |
| Net charge-offs | 0.01% (stronger) | 0.01% |
| Return on assets | 3.27% (stronger) | 1.32% |
| Loans ÷ deposits | 84.6% | 62.8% (stronger) |
| Uninsured deposits | 31.0% | 16.3% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 3.3% |
NewFirst National Bank has the higher TellerScore (84 vs 78). On the 7 directional measures above (where higher or lower is clearly better), NewFirst National Bank leads on 5 and The First National Bank of Granbury on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.