Side-by-side · Q2 2026 data
Newrizons Federal Credit Union vs Express Credit Union
Metric by metric
| Measure | Newrizons Federal Credit Union | Express Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 53 |
| Capital cushion | 100 (stronger) | 80 |
| Loan quality | 57 (stronger) | 35 |
| Earnings | 57 (stronger) | 0 |
| Funding & liquidity | 50 | 80 (stronger) |
| Problem-loan coverage | 89 (stronger) | 79 |
| Peer percentile | 44th | 12th |
| Total assets | $18.9M | $22.6M |
| Deposits / shares | $15.0M | $19.4M |
| Capital ratio | 20.20% (stronger) | 13.00% |
| Problem loans | 1.30% (stronger) | 1.95% |
| Net charge-offs | 0.84% (stronger) | 1.03% |
| Return on assets | 0.91% (stronger) | -3.99% |
| Loans ÷ deposits | 111.2% | 80.0% (stronger) |
| Uninsured deposits | 10.5% | 6.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Newrizons Federal Credit Union has the higher TellerScore (72 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Newrizons Federal Credit Union leads on 5 and Express Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.