TellerScore

Newrizons Federal Credit Union is a federal credit union headquartered in Hoquiam, Washington, in business for about 61 years. At the end of Q2 2026 it reported $18.9M in total assets and $15.0M in member shares and deposits, with 1 office.

Newrizons Federal Credit Union has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than only 44% of its 2,479 credit unions with under $100 million in assets. Among 73 credit unions headquartered in Washington, it ranks 32nd. Capital cushion contributes the most (100/100, 20.20%); funding & liquidity contributes the least (50/100, 111% loans-to-deposits, 10% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 20.20%
Loan quality57/100
Loans 60+ days delinquent ÷ total loans: 1.30%
Earnings57/100
Return on assets (annualized): 0.91%
Funding & liquidity50/100
Loans ÷ shares: 111.2% · 10.5% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.69%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 27 points (45 → 72), mostly because the loan quality component improved by 57 points.

TellerScore
456278Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202458
Q3 202460
Q4 202468
Q1 202571
Q2 202545
Q3 202548
Q4 202575
Q1 202678
Q2 202672
Net worth ratio
7.00%13.60%20.20%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.69%
Q3 202417.21%
Q4 202417.93%
Q1 202517.19%
Q2 202518.24%
Q3 202518.90%
Q4 202519.55%
Q1 202619.74%
Q2 202620.20%
Delinquent loans (60+ days)
0.34%2.19%4.04%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.59%
Q3 20242.38%
Q4 20241.65%
Q1 20250.38%
Q2 20254.04%
Q3 20252.91%
Q4 20250.42%
Q1 20260.34%
Q2 20261.30%
Return on assets
-1.80%-0.44%0.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.33%
Q3 20240.43%
Q4 20240.57%
Q1 2025-1.80%
Q2 2025-0.79%
Q3 2025-0.27%
Q4 20250.21%
Q1 20260.51%
Q2 20260.91%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$18.9M20.20%1.30%0.91%111.2%
Q1 202678$19.2M19.74%0.34%0.51%108.1%
Q4 202575$19.3M19.55%0.42%0.21%107.4%
Q3 202548$19.3M18.90%2.91%-0.27%107.0%
Q2 202545$20.1M18.24%4.04%-0.79%99.6%
Q1 202571$21.3M17.19%0.38%-1.80%91.8%
Q4 202468$20.9M17.93%1.65%0.57%96.5%
Q3 202460$21.8M17.21%2.38%0.43%93.8%
Q2 202458$22.3M16.69%2.59%0.33%90.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.20%
78th
Problem loans1.30%
32nd
Net charge-offs0.84%
17th
Return on assets0.91%
64th
Loans to deposits111.2%
1st
Uninsured deposits10.5%
6th
Loan-loss reserves0.00%
37th
Texas ratio5.7%
26th

Similar-size credit unions in Washington

InstitutionScoreAssetsCapitalProblem loansCompare
Community Healthcare Federal Credit UnionCredit union Everett, WA63 out of 100, Moderate$20.5M12.6%1.42%vs
Spokane Media Federal Credit UnionCredit union Spokane, WA38 out of 100, Low$16.6M9.7%2.93%vs
Puget Sound Refinery Federal Credit UnionCredit union Anacortes, WA69 out of 100, Moderate$15.6M17.5%2.29%vs
Express Credit UnionCredit union Seattle, WA53 out of 100, Below average$22.6M13.0%1.95%vs
Mint Valley Federal Credit UnionCredit union Longview, WA87 out of 100, Very strong$23.7M19.3%0.10%vs
Mt. Rainier Credit UnionCredit union Puyallup, WA74 out of 100, Strong$26.3M13.4%0.72%vs

Deposit insurance

Is my money safe at Newrizons Federal Credit Union?

Yes. Newrizons Federal Credit Union is a federally insured credit union (NCUA charter #16893). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 10.5% of shares and deposits ($1.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 20.20%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Newrizons Federal Credit Union lists 1 office in 1 city. Most locations:

  • Hoquiam, WA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Newrizons Federal Credit Union
Type
Federal credit union
NCUA charter #
16893
RSSD ID
327088
Primary regulator
NCUA
Established
1965
Headquarters
120 Firman Ave, Hoquiam, WA 98550
Employees
7

Quick answers

Newrizons Federal Credit Union: common questions

Is Newrizons Federal Credit Union NCUA insured?

Yes. Newrizons Federal Credit Union is a federally insured credit union (NCUA charter #16893). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Newrizons Federal Credit Union's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Newrizons Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Hoquiam

InstitutionScoreAssetsCapitalProblem loansCompare
Utility Employees Federal Credit UnionCredit union Aberdeen, WA93 out of 100, Very strong$3.2M19.4%0.00%vs
Our Community Credit UnionCredit union Shelton, WA82 out of 100, Strong$638.3M12.7%0.48%vs
Timberland BankBank Hoquiam, WA78 out of 100, Strong$2.1B12.9%0.56%vs
Banner BankBank Walla Walla, WA72 out of 100, Strong$16.6B11.2%0.46%vs
Longshore Federal Credit UnionCredit union Hoquiam, WA69 out of 100, Moderate$8.0M9.2%0.00%vs
1st Security Bank of WashingtonBank Mountlake Terrace, WA67 out of 100, Moderate$3.2B11.4%0.58%vs