Side-by-side · Q2 2026 data
Next Step Federal Credit Union vs American Broadcast Employees Federal Credit Union
Credit union
American Broadcast Employees Federal Credit Union
Rockville Centr, New York · $100 million – $1 billion
Metric by metric
| Measure | Next Step Federal Credit Union | American Broadcast Employees Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 76 (stronger) |
| Capital cushion | 51 | 99 (stronger) |
| Loan quality | 43 | 60 (stronger) |
| Earnings | 68 (stronger) | 53 |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 88 (stronger) | 80 |
| Peer percentile | 29th | 68th |
| Total assets | $107.6M | $111.5M |
| Deposits / shares | $98.9M | $93.9M |
| Capital ratio | 10.07% | 14.90% (stronger) |
| Problem loans | 1.72% | 1.20% (stronger) |
| Net charge-offs | 0.33% (stronger) | 0.42% |
| Return on assets | 1.20% (stronger) | 0.82% |
| Loans ÷ deposits | 36.8% (stronger) | 75.0% |
| Uninsured deposits | 3.5% (stronger) | 13.0% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
American Broadcast Employees Federal Credit Union has the higher TellerScore (76 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Next Step Federal Credit Union leads on 4 and American Broadcast Employees Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.