Side-by-side · Q2 2026 data
Next Step Federal Credit Union vs Compass Federal Credit Union
Metric by metric
| Measure | Next Step Federal Credit Union | Compass Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 89 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 43 | 85 (stronger) |
| Earnings | 68 | 69 (stronger) |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 88 | 95 (stronger) |
| Peer percentile | 29th | 94th |
| Total assets | $107.6M | $101.5M |
| Deposits / shares | $98.9M | $85.0M |
| Capital ratio | 10.07% | 15.28% (stronger) |
| Problem loans | 1.72% | 0.46% (stronger) |
| Net charge-offs | 0.33% (stronger) | 0.46% |
| Return on assets | 1.20% | 1.22% (stronger) |
| Loans ÷ deposits | 36.8% (stronger) | 62.8% |
| Uninsured deposits | 3.5% (stronger) | 7.3% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Compass Federal Credit Union has the higher TellerScore (89 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Next Step Federal Credit Union leads on 3 and Compass Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.