Side-by-side · Q2 2026 data
Next Step Federal Credit Union vs Consumers Federal Credit Union
Metric by metric
| Measure | Next Step Federal Credit Union | Consumers Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 66 (stronger) |
| Capital cushion | 51 | 66 (stronger) |
| Loan quality | 43 | 98 (stronger) |
| Earnings | 68 (stronger) | 30 |
| Funding & liquidity | 100 (stronger) | 36 |
| Problem-loan coverage | 88 | 99 (stronger) |
| Peer percentile | 29th | 37th |
| Total assets | $107.6M | $105.8M |
| Deposits / shares | $98.9M | $90.9M |
| Capital ratio | 10.07% | 11.59% (stronger) |
| Problem loans | 1.72% | 0.07% (stronger) |
| Net charge-offs | 0.33% | 0.07% (stronger) |
| Return on assets | 1.20% (stronger) | 0.24% |
| Loans ÷ deposits | 36.8% (stronger) | 102.5% |
| Uninsured deposits | 3.5% (stronger) | 35.0% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Consumers Federal Credit Union has the higher TellerScore (66 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Next Step Federal Credit Union leads on 3 and Consumers Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.