Side-by-side · Q2 2026 data
Next Step Federal Credit Union vs Port Washington Federal Credit Union
Credit union
Port Washington Federal Credit Union
Port Washington, New York · $100 million – $1 billion
Metric by metric
| Measure | Next Step Federal Credit Union | Port Washington Federal Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 61 |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 43 (stronger) | 0 |
| Earnings | 68 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 38 |
| Problem-loan coverage | 88 (stronger) | 49 |
| Peer percentile | 29th | 24th |
| Total assets | $107.6M | $109.9M |
| Deposits / shares | $98.9M | $93.0M |
| Capital ratio | 10.07% | 15.31% (stronger) |
| Problem loans | 1.72% (stronger) | 4.28% |
| Net charge-offs | 0.33% | 0.00% (stronger) |
| Return on assets | 1.20% | 2.17% (stronger) |
| Loans ÷ deposits | 36.8% (stronger) | 108.0% |
| Uninsured deposits | 3.5% (stronger) | 27.5% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Next Step Federal Credit Union has the higher TellerScore (63 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Next Step Federal Credit Union leads on 4 and Port Washington Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.