Side-by-side · Q2 2026 data
Nextier Bank, National Association vs Penn Community Bank
Bank
Nextier Bank, National Association
Kittanning, Pennsylvania · $1 billion – $10 billion
Metric by metric
| Measure | Nextier Bank, National Association | Penn Community Bank |
|---|---|---|
| TellerScore | 54 | 69 (stronger) |
| Capital cushion | 46 | 77 (stronger) |
| Loan quality | 50 | 81 (stronger) |
| Earnings | 75 (stronger) | 43 |
| Funding & liquidity | 34 | 51 (stronger) |
| Problem-loan coverage | 80 | 93 (stronger) |
| Peer percentile | 12th | 53rd |
| Total assets | $2.9B | $3.1B |
| Deposits / shares | $2.5B | $2.5B |
| Capital ratio | 9.64% | 12.68% (stronger) |
| Problem loans | 1.49% | 0.56% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.03% |
| Return on assets | 1.38% (stronger) | 0.58% |
| Loans ÷ deposits | 85.9% (stronger) | 89.5% |
| Uninsured deposits | 50.9% | 32.6% (stronger) |
| Offices | 32 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.7% | 13.6% |
Penn Community Bank has the higher TellerScore (69 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Nextier Bank, National Association leads on 3 and Penn Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.