Side-by-side · Q2 2026 data
Nextier Bank, National Association vs The Fidelity Deposit and Discount Bank
Bank
Nextier Bank, National Association
Kittanning, Pennsylvania · $1 billion – $10 billion
Metric by metric
| Measure | Nextier Bank, National Association | The Fidelity Deposit and Discount Bank |
|---|---|---|
| TellerScore | 54 | 68 (stronger) |
| Capital cushion | 46 (stronger) | 45 |
| Loan quality | 50 | 97 (stronger) |
| Earnings | 75 (stronger) | 65 |
| Funding & liquidity | 34 | 49 (stronger) |
| Problem-loan coverage | 80 | 99 (stronger) |
| Peer percentile | 12th | 49th |
| Total assets | $2.9B | $3.0B |
| Deposits / shares | $2.5B | $2.6B |
| Capital ratio | 9.64% (stronger) | 9.50% |
| Problem loans | 1.49% | 0.08% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 1.38% (stronger) | 1.13% |
| Loans ÷ deposits | 85.9% | 80.8% (stronger) |
| Uninsured deposits | 50.9% | 42.6% (stronger) |
| Offices | 32 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.7% | 10.0% |
The Fidelity Deposit and Discount Bank has the higher TellerScore (68 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Nextier Bank, National Association leads on 3 and The Fidelity Deposit and Discount Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.