Side-by-side · Q2 2026 data
Niagara Regional Federal Credit Union vs Moog Employees Federal Credit Union
Credit union
Niagara Regional Federal Credit Union
North Tonawanda, New York · Under $100 million in assets
Credit union
Moog Employees Federal Credit Union
East Aurora, New York · $100 million – $1 billion
Metric by metric
| Measure | Niagara Regional Federal Credit Union | Moog Employees Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 100 (stronger) |
| Capital cushion | 34 | 100 (stronger) |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 47 | 100 (stronger) |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 30th | 100th |
| Total assets | $40.1M | $257.3M |
| Deposits / shares | $36.6M | $188.4M |
| Capital ratio | 8.43% | 26.63% (stronger) |
| Problem loans | 0.32% | 0.00% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.13% |
| Return on assets | 0.67% | 1.99% (stronger) |
| Loans ÷ deposits | 67.8% | 52.5% (stronger) |
| Uninsured deposits | 3.3% (stronger) | 5.8% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.2% |
Moog Employees Federal Credit Union has the higher TellerScore (100 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Niagara Regional Federal Credit Union leads on 2 and Moog Employees Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.