Side-by-side · Q2 2026 data
Niagara'S Choice Federal Credit Union vs Moog Employees Federal Credit Union
Credit union
Niagara'S Choice Federal Credit Union
Niagara Falls, New York · $100 million – $1 billion
Credit union
Moog Employees Federal Credit Union
East Aurora, New York · $100 million – $1 billion
Metric by metric
| Measure | Niagara'S Choice Federal Credit Union | Moog Employees Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 100 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 61 | 100 (stronger) |
| Earnings | 51 | 100 (stronger) |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 37th | 100th |
| Total assets | $265.4M | $257.3M |
| Deposits / shares | $239.1M | $188.4M |
| Capital ratio | 10.89% | 26.63% (stronger) |
| Problem loans | 1.17% | 0.00% (stronger) |
| Net charge-offs | 0.17% | 0.13% (stronger) |
| Return on assets | 0.77% | 1.99% (stronger) |
| Loans ÷ deposits | 64.4% | 52.5% (stronger) |
| Uninsured deposits | 1.6% (stronger) | 5.8% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.0% | 5.2% |
Moog Employees Federal Credit Union has the higher TellerScore (100 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Niagara'S Choice Federal Credit Union leads on 1 and Moog Employees Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.