Side-by-side · Q2 2026 data
Nicolet National Bank vs Limestone Financial Credit Union
Credit union
Limestone Financial Credit Union
Manistique, Michigan · Under $100 million in assets
Metric by metric
| Measure | Nicolet National Bank | Limestone Financial Credit Union |
|---|---|---|
| TellerScore | 64 | 65 (stronger) |
| Capital cushion | 46 | 57 (stronger) |
| Loan quality | 79 | 82 (stronger) |
| Earnings | 67 (stronger) | 40 |
| Funding & liquidity | 54 | 71 (stronger) |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 46th | 30th |
| Total assets | $15.4B | $83.1M |
| Deposits / shares | $13.0B | $73.1M |
| Capital ratio | 9.64% | 10.73% (stronger) |
| Problem loans | 0.63% | 0.55% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.35% |
| Return on assets | 1.17% (stronger) | 0.51% |
| Loans ÷ deposits | 86.0% (stronger) | 89.4% |
| Uninsured deposits | 33.2% | 5.2% (stronger) |
| Offices | 110 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | — |
Limestone Financial Credit Union has the higher TellerScore (65 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Nicolet National Bank leads on 3 and Limestone Financial Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Manistique, MI