Side-by-side · Q2 2026 data
Nicolet National Bank vs Soo Co-Op Credit Union
Metric by metric
| Measure | Nicolet National Bank | Soo Co-Op Credit Union |
|---|---|---|
| TellerScore | 64 | 88 (stronger) |
| Capital cushion | 46 | 87 (stronger) |
| Loan quality | 79 | 89 (stronger) |
| Earnings | 67 | 76 (stronger) |
| Funding & liquidity | 54 | 95 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 46th | 92nd |
| Total assets | $15.4B | $324.4M |
| Deposits / shares | $13.0B | $281.4M |
| Capital ratio | 9.64% | 13.67% (stronger) |
| Problem loans | 0.63% | 0.32% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.20% |
| Return on assets | 1.17% | 1.41% (stronger) |
| Loans ÷ deposits | 86.0% | 64.8% (stronger) |
| Uninsured deposits | 33.2% | 0.6% (stronger) |
| Offices | 110 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | — |
Soo Co-Op Credit Union has the higher TellerScore (88 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Nicolet National Bank leads on 1 and Soo Co-Op Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.