Side-by-side · Q2 2026 data
Nikkei Credit Union vs Postcity Financial Credit Union
Credit union
Postcity Financial Credit Union
Long Beach, California · Under $100 million in assets
Metric by metric
| Measure | Nikkei Credit Union | Postcity Financial Credit Union |
|---|---|---|
| TellerScore | 53 | 78 (stronger) |
| Capital cushion | 92 (stronger) | 74 |
| Loan quality | 10 | 91 (stronger) |
| Earnings | 25 | 39 (stronger) |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 58 | 98 (stronger) |
| Peer percentile | 12th | 59th |
| Total assets | $81.5M | $78.8M |
| Deposits / shares | $69.6M | $69.2M |
| Capital ratio | 14.23% (stronger) | 12.39% |
| Problem loans | 2.69% | 0.27% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.20% |
| Return on assets | 0.13% | 0.47% (stronger) |
| Loans ÷ deposits | 82.5% | 50.9% (stronger) |
| Uninsured deposits | 0.7% | 0.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Postcity Financial Credit Union has the higher TellerScore (78 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Nikkei Credit Union leads on 2 and Postcity Financial Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.