Side-by-side · Q2 2026 data
Ninnescah Valley Bank vs Legacy Bank
Metric by metric
| Measure | Ninnescah Valley Bank | Legacy Bank |
|---|---|---|
| TellerScore | 57 | 74 (stronger) |
| Capital cushion | 70 (stronger) | 56 |
| Loan quality | 0 | 98 (stronger) |
| Earnings | 73 (stronger) | 69 |
| Funding & liquidity | 93 (stronger) | 57 |
| Problem-loan coverage | 70 | 99 (stronger) |
| Peer percentile | 16th | 57th |
| Total assets | $44.6M | $865.0M |
| Deposits / shares | $40.5M | $721.8M |
| Capital ratio | 12.04% (stronger) | 10.55% |
| Problem loans | 3.54% | 0.06% (stronger) |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 1.32% (stronger) | 1.22% |
| Loans ÷ deposits | 44.4% (stronger) | 93.2% |
| Uninsured deposits | 21.6% (stronger) | 24.2% |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Legacy Bank has the higher TellerScore (74 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Ninnescah Valley Bank leads on 4 and Legacy Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.