Side-by-side · Q2 2026 data
Noble Federal Credit Union vs Sierra Central Credit Union
Metric by metric
| Measure | Noble Federal Credit Union | Sierra Central Credit Union |
|---|---|---|
| TellerScore | 65 | 67 (stronger) |
| Capital cushion | 48 | 50 (stronger) |
| Loan quality | 73 | 82 (stronger) |
| Earnings | 53 (stronger) | 48 |
| Funding & liquidity | 88 (stronger) | 86 |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 41st | 47th |
| Total assets | $1.5B | $1.5B |
| Deposits / shares | $1.2B | $1.3B |
| Capital ratio | 9.78% | 10.00% (stronger) |
| Problem loans | 0.82% | 0.55% (stronger) |
| Net charge-offs | 0.74% (stronger) | 1.00% |
| Return on assets | 0.82% (stronger) | 0.71% |
| Loans ÷ deposits | 72.4% (stronger) | 74.5% |
| Uninsured deposits | 0.2% (stronger) | 8.1% |
| Offices | 7 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.9% |
Sierra Central Credit Union has the higher TellerScore (67 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Noble Federal Credit Union leads on 4 and Sierra Central Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.