TellerScore

Headquartered in Fresno, California, Noble Federal Credit Union is a federal credit union with $1.5B in total assets and $1.2B in member shares and deposits as of Q2 2026. It operates 7 offices. Its charter dates back to 1941.

Based on its Q2 2026 filing, Noble Federal Credit Union scores 65/100, which we describe as moderate. That is higher than only 41% of 454 credit unions with $1 billion – $10 billion. Among 238 credit unions headquartered in California, it ranks 144th. Its strongest component is problem-loan coverage (89/100; 5.3%), and its lowest is capital cushion (48/100; 9.78%).

TellerScore · Q2 2026

Scorecard

Capital cushion48/100
Net worth ratio: 9.78%
Loan quality73/100
Loans 60+ days delinquent ÷ total loans: 0.82%
Earnings53/100
Return on assets (annualized): 0.82%
Funding & liquidity88/100
Loans ÷ shares: 72.4% · 0.2% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.28%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (66 → 65).

TellerScore
646668Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202468
Q3 202467
Q4 202468
Q1 202567
Q2 202566
Q3 202566
Q4 202565
Q1 202664
Q2 202665
Net worth ratio
7.00%8.64%10.28%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202410.06%
Q3 202410.09%
Q4 202410.28%
Q1 202510.04%
Q2 202510.18%
Q3 202510.28%
Q4 202510.01%
Q1 20269.62%
Q2 20269.78%
Delinquent loans (60+ days)
0.50%0.66%0.82%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.50%
Q3 20240.58%
Q4 20240.51%
Q1 20250.58%
Q2 20250.62%
Q3 20250.75%
Q4 20250.80%
Q1 20260.71%
Q2 20260.82%
Return on assets
0.67%0.78%0.89%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.89%
Q3 20240.80%
Q4 20240.80%
Q1 20250.83%
Q2 20250.71%
Q3 20250.67%
Q4 20250.69%
Q1 20260.69%
Q2 20260.82%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202665$1.5B9.78%0.82%0.82%72.4%
Q1 202664$1.5B9.62%0.71%0.69%73.7%
Q4 202565$1.4B10.01%0.80%0.69%74.5%
Q3 202566$1.3B10.28%0.75%0.67%76.7%
Q2 202566$1.3B10.18%0.62%0.71%78.0%
Q1 202567$1.3B10.04%0.58%0.83%78.8%
Q4 202468$1.3B10.28%0.51%0.80%81.1%
Q3 202467$1.3B10.09%0.58%0.80%81.6%
Q2 202468$1.3B10.06%0.50%0.89%79.5%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.78%
24th
Problem loans0.82%
38th
Net charge-offs0.74%
28th
Return on assets0.82%
51st
Loans to deposits72.4%
83rd
Uninsured deposits0.2%
98th
Loan-loss reserves0.00%
50th
Texas ratio5.3%
44th

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Sierra Central Credit UnionCredit union Yuba City, CA67 out of 100, Moderate$1.5B10.0%0.55%vs
Ventura County Credit UnionCredit union Ventura, CA47 out of 100, Below average$1.5B10.1%3.17%vs
Adelfi Credit UnionCredit union San Dimas, CA74 out of 100, Strong$1.4B12.8%0.87%vs
San Francisco Fire Credit UnionCredit union San Francisco, CA70 out of 100, Strong$1.6B10.7%0.54%vs
Los Angeles Police Federal Credit UnionCredit union Van Nuys, CA70 out of 100, Strong$1.4B11.3%0.51%vs
San Francisco Federal Credit UnionCredit union San Francisco, CA86 out of 100, Very strong$1.6B13.6%0.15%vs

Deposit insurance

Is my money safe at Noble Federal Credit Union?

Yes. Noble Federal Credit Union is a federally insured credit union (NCUA charter #24552). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.2% of shares and deposits ($2.3M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 9.78%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

7 locations

Branches

Noble Federal Credit Union lists 7 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Noble Federal Credit Union
Type
Federal credit union
NCUA charter #
24552
RSSD ID
575290
Primary regulator
NCUA
Established
1941
Headquarters
7 E River Park Pl E Ste 110, Fresno, CA 93720
Employees
211

Quick answers

Noble Federal Credit Union: common questions

Is Noble Federal Credit Union NCUA insured?

Yes. Noble Federal Credit Union is a federally insured credit union (NCUA charter #24552). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Noble Federal Credit Union's TellerScore?

65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Noble Federal Credit Union have?

7 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Fresno

InstitutionScoreAssetsCapitalProblem loansCompare
Fresno Grangers Federal Credit UnionCredit union Fresno, CA98 out of 100, Very strong$25.9M24.6%0.00%vs
Educational Employees Credit UnionCredit union Fresno, CA96 out of 100, Very strong$5.4B14.6%0.20%vs
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
Fresno Police Department Credit UnionCredit union Fresno, CA89 out of 100, Very strong$49.5M23.3%0.06%vs
Murphy BankBank Fresno, CA88 out of 100, Very strong$357.2M14.9%0.39%vs
Greater Valley Credit UnionCredit union Fresno, CA87 out of 100, Very strong$34.4M14.4%0.00%vs