Side-by-side · Q2 2026 data
NobleBank & Trust vs Aod Federal Credit Union
Metric by metric
| Measure | NobleBank & Trust | Aod Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 89 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 91 (stronger) | 82 |
| Earnings | 89 (stronger) | 72 |
| Funding & liquidity | 76 | 96 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 80th | 94th |
| Total assets | $444.0M | $466.7M |
| Deposits / shares | $396.6M | $395.2M |
| Capital ratio | 11.32% | 16.36% (stronger) |
| Problem loans | 0.26% (stronger) | 0.53% |
| Net charge-offs | 0.02% (stronger) | 0.58% |
| Return on assets | 1.74% (stronger) | 1.30% |
| Loans ÷ deposits | 68.4% | 63.9% (stronger) |
| Uninsured deposits | 29.4% | 4.6% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.6% |
Aod Federal Credit Union has the higher TellerScore (89 vs 81). On the 7 directional measures above (where higher or lower is clearly better), NobleBank & Trust leads on 3 and Aod Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.