Side-by-side · Q2 2026 data
NobleBank & Trust vs Sycamore Federal Credit Union
Credit union
Sycamore Federal Credit Union
Sycamore, Alabama · Under $100 million in assets
Metric by metric
| Measure | NobleBank & Trust | Sycamore Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 87 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 91 (stronger) | 70 |
| Earnings | 89 | 96 (stronger) |
| Funding & liquidity | 76 (stronger) | 75 |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 80th | 83rd |
| Total assets | $444.0M | $77.1M |
| Deposits / shares | $396.6M | $64.3M |
| Capital ratio | 11.32% | 16.37% (stronger) |
| Problem loans | 0.26% (stronger) | 0.89% |
| Net charge-offs | 0.02% (stronger) | 0.39% |
| Return on assets | 1.74% | 1.89% (stronger) |
| Loans ÷ deposits | 68.4% (stronger) | 84.8% |
| Uninsured deposits | 29.4% | 12.8% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sycamore Federal Credit Union has the higher TellerScore (87 vs 81). On the 7 directional measures above (where higher or lower is clearly better), NobleBank & Trust leads on 3 and Sycamore Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.