Side-by-side · Q2 2026 data
Noda Federal Credit Union vs Valex Federal Credit Union
Metric by metric
| Measure | Noda Federal Credit Union | Valex Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 62 (stronger) |
| Capital cushion | 100 (stronger) | 45 |
| Loan quality | 0 | 48 (stronger) |
| Earnings | 0 | 80 (stronger) |
| Funding & liquidity | 100 (stronger) | 86 |
| Problem-loan coverage | 85 (stronger) | 77 |
| Peer percentile | 13th | 24th |
| Total assets | $35.8M | $41.0M |
| Deposits / shares | $30.0M | $37.5M |
| Capital ratio | 15.26% (stronger) | 9.48% |
| Problem loans | 4.14% | 1.57% (stronger) |
| Net charge-offs | 3.86% | 0.59% (stronger) |
| Return on assets | -1.26% | 1.51% (stronger) |
| Loans ÷ deposits | 33.1% (stronger) | 74.0% |
| Uninsured deposits | 6.5% | 0.0% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Valex Federal Credit Union has the higher TellerScore (62 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Noda Federal Credit Union leads on 2 and Valex Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.