Side-by-side · Q2 2026 data
Norfolk Fire Department Federal Credit Union vs Deseret First Federal Credit Union
Credit union
Norfolk Fire Department Federal Credit Union
Norfolk, Virginia · Under $100 million in assets
Credit union
Deseret First Federal Credit Union
West Valley Cit, Utah · $1 billion – $10 billion
Metric by metric
| Measure | Norfolk Fire Department Federal Credit Union | Deseret First Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 36 |
| Loan quality | 86 (stronger) | 75 |
| Earnings | 82 (stronger) | 56 |
| Funding & liquidity | 100 (stronger) | 70 |
| Problem-loan coverage | 99 (stronger) | 85 |
| Peer percentile | 94th | 25th |
| Total assets | $26.8M | $1.3B |
| Deposits / shares | $21.4M | $1.1B |
| Capital ratio | 20.12% (stronger) | 8.59% |
| Problem loans | 0.41% (stronger) | 0.75% |
| Net charge-offs | 0.25% (stronger) | 0.33% |
| Return on assets | 1.55% (stronger) | 0.89% |
| Loans ÷ deposits | 30.4% (stronger) | 90.1% |
| Uninsured deposits | 3.2% (stronger) | 11.3% |
| Offices | 2 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Norfolk Fire Department Federal Credit Union has the higher TellerScore (93 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Norfolk Fire Department Federal Credit Union leads on 7 and Deseret First Federal Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.