Side-by-side · Q2 2026 data
Norfolk Fire Department Federal Credit Union vs Utah Power Credit Union
Credit union
Norfolk Fire Department Federal Credit Union
Norfolk, Virginia · Under $100 million in assets
Metric by metric
| Measure | Norfolk Fire Department Federal Credit Union | Utah Power Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 87 |
| Capital cushion | 100 (stronger) | 87 |
| Loan quality | 86 | 91 (stronger) |
| Earnings | 82 (stronger) | 75 |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 94th | 96th |
| Total assets | $26.8M | $1.1B |
| Deposits / shares | $21.4M | $957.9M |
| Capital ratio | 20.12% (stronger) | 13.72% |
| Problem loans | 0.41% | 0.27% (stronger) |
| Net charge-offs | 0.25% | 0.08% (stronger) |
| Return on assets | 1.55% (stronger) | 1.38% |
| Loans ÷ deposits | 30.4% (stronger) | 58.0% |
| Uninsured deposits | 3.2% (stronger) | 22.4% |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Norfolk Fire Department Federal Credit Union has the higher TellerScore (93 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Norfolk Fire Department Federal Credit Union leads on 5 and Utah Power Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.