Side-by-side · Q2 2026 data
Normangee State Bank vs Community Service Credit Union
Metric by metric
| Measure | Normangee State Bank | Community Service Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 59 |
| Capital cushion | 97 (stronger) | 44 |
| Loan quality | 99 (stronger) | 73 |
| Earnings | 47 (stronger) | 38 |
| Funding & liquidity | 86 (stronger) | 75 |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 90th | 19th |
| Total assets | $165.5M | $163.8M |
| Deposits / shares | $144.8M | $146.5M |
| Capital ratio | 14.69% (stronger) | 9.45% |
| Problem loans | 0.03% (stronger) | 0.82% |
| Net charge-offs | 0.02% (stronger) | 1.39% |
| Return on assets | 0.69% (stronger) | 0.44% |
| Loans ÷ deposits | 65.9% (stronger) | 84.9% |
| Uninsured deposits | 22.7% | 10.1% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Normangee State Bank has the higher TellerScore (86 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Normangee State Bank leads on 6 and Community Service Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.