Side-by-side · Q2 2026 data
Norstate Federal Credit Union vs Downeast Credit Union
Metric by metric
| Measure | Norstate Federal Credit Union | Downeast Credit Union |
|---|---|---|
| TellerScore | 58 (stronger) | 54 |
| Capital cushion | 66 (stronger) | 38 |
| Loan quality | 42 | 68 (stronger) |
| Earnings | 40 (stronger) | 39 |
| Funding & liquidity | 81 (stronger) | 66 |
| Problem-loan coverage | 76 | 80 (stronger) |
| Peer percentile | 16th | 10th |
| Total assets | $280.0M | $330.4M |
| Deposits / shares | $244.5M | $297.3M |
| Capital ratio | 11.59% (stronger) | 8.85% |
| Problem loans | 1.74% | 0.95% (stronger) |
| Net charge-offs | 0.15% (stronger) | 0.31% |
| Return on assets | 0.50% (stronger) | 0.48% |
| Loans ÷ deposits | 79.2% (stronger) | 94.2% |
| Uninsured deposits | 14.6% | 7.8% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 34.2% |
Norstate Federal Credit Union has the higher TellerScore (58 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Norstate Federal Credit Union leads on 5 and Downeast Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.